Activities, markets and position of the Triglav Group[1]

The Triglav Group is the leading insurance/financial group in Slovenia and in the Adria region and one of the leading groups in South-East Europe. The Group operates on eight markets in seven countries.

The Group’s key business pillars:


Asset management

Support activities for two key financial pillars


The Triglav Group’s core business, accounting for the bulk of its operations, is insurance, including non-life, life, supplemental voluntary pension, health insurance and reinsurance.

The insurance-oriented part of the Group encompasses:

  • in Slovenia: Zavarovalnica Triglav d.d., Triglav, Zdravstvena zavarovalnica d.d. and Pozavarovalnica Triglav Re d.d.;
  • abroad: insurance undertakings in the Czech Republic, Croatia, Bosnia and Herzegovina, Montenegro, Serbia and Macedonia.

Position on the regional insurance market

In 2013, on the list of the largest insurance companies in Central Europe, the Triglav Group ranked sixth in terms of gross written premium. Since 2012, it improved by one rank.

The Triglav Group maintained its leading position as insurer in the Adria region, which includes Slovenia, Croatia, Bosnia and Herzegovina, Serbia, Montenegro and Macedonia.

With EUR 3,913.6 million, the Polish PZU remains the largest insurance company in Central Europe in terms of written premium. In total, 16 of the first 50 insurance companies in the region are Polish-owned, followed by 11 Czech-owned insurers.

Among the largest insurance companies in Central Europe are also 8 insurers from the Adria region. The Triglav Group is followed by the Slovene Pozavarovalnica Sava RE ranked 19th, the Croatian Croatia Osiguranje ranked 25th and the Slovene Adriatic Slovenica ranked 28 th.

The largest insurance companies in Central Europe by written premium in 2013 (in million EUR)

Source: Deloitte, September 2014

Subsidiaries of the Triglav Group directly involved in or supporting the Group’s core business lines


Asset management



Zavarovalnica Triglav d.d.
Pozavarovalnica Triglav Re d.d.
Triglav, Zdravstvena zavarovalnica d.d.
Skupna pokojninska družba d.d.

Triglav Skladi d.o.o.
Triglav Naložbe d.d.
Triglav, Upravljanje nepremičnin d.d.
Slovenijales d.d.

Triglav INT d.d.
Triglav Svetovanje d.o.o.
Triglav Avtoservis d.o.o.
TriglavKo d.o.o.


Triglav Osiguranje d.d., Zagreb

TRI-LIFE d.o.o.

Bosnia and

Triglav Osiguranje d.d., Sarajevo
Triglav Osiguranje a.d., Banja Luka

PROF-IN d.o.o.

TRI-PRO BH d.o.o.
Triglav Auto d.o.o.
Autocentar BH d.o.o.
Unis automobili i dijelovi d.o.o.


Triglav Osiguranje a.d.o., Belgrade

Pista d.o.o.


Lovćen Osiguranje a.d., Podgorica
Lovćen životna osiguranja a.d., Podgorica

Lovćen Auto a.d.


Triglav Osiguruvanje a.d., Skopje

The Czech Republic

Triglav Pojišt'ovna a.s., Brno

[1] GRI G4-4, G4-6, G4-8

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